Personal Savings Account Options:
|This account is designed for you if…||Minimum Opening Balance||Monthly Service Fee||Annual Percentage Yield||Transaction Limitations||Statements|
|Statement Savings||You want a savings account that offers flexible access, including ATM/Debit and Online Banking.||$200||No fee with daily balance of $200. Otherwise $7.00.||Variable interest rate and APY. Higher interest rates earned at $40,000.||6*||Monthly|
|Regular Passbook||You want a passbook to track your balance.||$200||No fee with daily balance of $200. Otherwise $7.00.||Variable interest rate and APY.||12 withdrawals per quarter||None|
|Royal Gold Passbook||You want a passbook account that pays a high rate of interest.||$3,000||No fee with daily balance of $3,000. Otherwise $7.00.||Variable interest rate and APY. Higher interest rates earned at $100,000.||12 withdrawals per quarter||None|
*Under Federal Regulation, transfers from a Savings Account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six per month with no more than three by check, draft or similar order to third parties. If this limitation is exceeded on a regular basis, we are required to convert your account to another account that permits unlimited check writing privileges.