Jumbo CDs

TermAnnual Percentage Yield
30 Days.25%
60 Days.30%
90 Days.35%
120 Days.40%
180 Days.50%

Subject to change at any time.

Minimum $100,000. CDs over $250,000 rates may differ. Early withdrawal penalties may apply.


Access FDIC insurance on multi-million-dollar CD investments.

CDARS®, or the Certificate of Deposit Account Registry Service®, is one of the safest and easiest ways for investors to protect multi-million-dollar investments while earning CD-level returns that compare favorably to Treasury and Money Market Fund yields.

CDs placed through CDARS® offer:

  • Access to multi-million-dollar FDIC insurance
  • South Central Bank manages CD investments
  • Consolidated statements with one rate per maturity
  • Available for: Businesses, Nonprofits, Public Funds, and IRAs

Learn more about CDARS® here: How CDARS® Works

Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS® Deposit Placement Agreement with our bank. The agreement contains important information and conditions regarding the placement of funds by our bank through CDARS®CDARS® is a registered service mark of Promontory Interfinancial Network, LLC.