The road to financing that fits your needs.
With a vehicle loan at Verve, you are in control.
Life won’t slow down, so you shouldn’t have to. With online applications, a speedy
approval process and flexible payment options, Verve makes getting and budgeting for
a loan breezy.
Loans easier than parallel parking.
Get your car or truck loan pronto.
We’ve put together a loan team capable of going from 0 to 60 in minutes! Seriously, minutes. Getting the money for your purchase is easy when you apply online or by phone at 800.448.9228. Once approved, we can have a check in your hands the same day.
Payments on cruise control.
Once approved, you can set up automatic payments so you can hit the “cruise control” on your vehicle loan. Make monthly payments from any checking account without even thinking about it. Just keep your eyes on the road.
No tickets for speeding up.
Want to speed up paying off your loan? You won’t find any speed limits here. Additional payments can be made anytime with convenient payments in person, online or via our mobile app. There are never any penalties for prepayments to your vehicle loan.
Auto Loan Rates
For example: Auto, truck, motorcycle, boat, RV and other titled collateral.
| Term | Interest Rate (as low as) | APR* (as low as) |
|---|---|---|
| 36-month | 6.49% | 6.65% |
| 48-month | 6.49% | 6.62% |
| 60-month | 6.49% | 6.59% |
| 72-month | 6.49% | 6.58% |
| 84-month | 7.99% | 8.07% |
View rates for ATV, snowmobile, jet ski, tractor and other non-titled collateral.
Recreational Loan Rates*APR = Annual Percentage Rate. APR will reflect a one-time $49 loan processing fee for funded loans.
Extended terms that fit your life—and your budget—a little better.
Sample monthly payments below based on a new $20,000 vehicle.
*Assumes 6.62% APR for 48 months, 6.59% APR for 60 months, and 6.58% for 72 months, $1,000 down payment. APR = Annual Percentage Rate. APR will reflect a one-time $49 loan processing fee for funded loans.
Federally Insured by NCUA | 
Equal Housing Opportunity |