|
Silver Savings Certificates of Deposit |
|
|
Term
|
Annual Percentage Yield
|
|
6 months
|
.30%
|
|
12 months
|
.45%
|
|
18 months
|
.60%
|
|
30 months
|
.85%
|
|
36 months
|
1.00%
|
|
48 months
|
1.25%
|
|
60 months
|
1.45%
|
|
$10,000 minimum required to open a Silver Savings CD Early withdrawal penalties may apply. |
|
|
Jumbo Certificates of Deposit |
|
|
Term
|
Annual Percentage Yield
|
|
30 days
|
.10%
|
|
60 days
|
.15%
|
|
90 days
|
.20%
|
|
120 days
|
.25%
|
|
180 days
|
.30%
|
|
$100,000 minimum required to open a Jumbo CD Early withdrawal penalties may apply. |
|
|
Beyond Interest Personal Deposit Account |
|
|
Monthly Average Balance
|
APY
|
|
$20,000 and above
|
.033%
|
|
$1,000 - $19,999
|
.00001%
|
|
Tiered Interest Minimum deposit to open account is $500. Minimum balance to earn interest is $1,000. Monthly Service Fee is $5.00 if balance falls below $500. Fees may reduce earnings on this account. |
|
|
I-Check Checking Personal Deposit Account |
|
|
Montly Average Balance
|
APY
|
|
$200,000 and above
|
.15%
|
|
$50,000 to $199,999
|
.035%
|
|
$10,000 to $49,999
|
.025%
|
|
Tiered Interest Minimum required to open account and earn interest is $1000. Monthly Service Fee is $7.00 if balance falls below $1,000. Fees may reduce earnings on this account. |
|
|
Star Money Market Account |
|
|
Monthly Average Balance
|
APY
|
|
$50,000 and above
|
.09%
|
|
$5,000 to $49,999
|
.033%
|
|
Tiered Interest Minimum required to open account and earn interest $1,000. Monthly Service Fee is $10.00 if balance falls below $1,000. Fees may reduce earnings on this account. |
|
|
Statement Savings |
|
|
Monthly Average Balance
|
APY
|
|
More than $40,000
|
.09%
|
|
Up to $39,999
|
.033%
|
| Minimum required to open account is $200. Monthly Service Fee is $7.00 if balance falls below $200. Fees may reduce earnings on this account. | |
|
Regular Passbook Account |
|
|
Monthly Average Balance
|
APY
|
|
More than $50,000
|
.09%
|
| Minimum deposit of $200 required to open account. Monthly Service Fee is $7.00 if balance falls below $200. Fees may reduce earnings on this account. | |
|
Royal Gold Passbook Account |
|
|
Monthly Average Balance
|
APY
|
|
More than $100,000
|
.09%
|
|
Less than $100,000
|
.033%
|
| Minimum required to open account is $3,000. Monthly Service Fee is $7.00 if balance falls below $3,000. Fees may reduce earnings on this account. | |
|
Current Prime Rate |
|
3.25%
|
|
Money Market Business Checking |
|
|
Monthly Average Balance
|
APY
|
|
$50,000 and above
|
.124%
|
|
$5,000 to $49,999
|
.033%
|
|
Tiered Interest Minimum required to open account and earn interest is $1,000. Monthly Service Fee is $10.00 if balance falls below $1,000. Fees may reduce earnings on this account. |
|
| Mortgage Rates, click here |
| Prime Home Equity Line of Credit Rates, click here |
| Easy Home Equity Line of Credit Rates, click here |
| Fixed Home Equity Loan Rates, click here |
|
Automobile Loans Rate effective as of December 1, 2011 |
||
|
Term
|
Rate
|
Annual Percentage Rate
|
|
12 to 24 months
|
4.90%
|
4.90%
|
|
25 to 36 months
|
5.50%
|
5.50%
|
|
37 to 48 months
|
5.90%
|
5.90%
|
|
49 to 60 months
|
6.40%
|
6.40%
|
| 10% Downpayment Required | ||
|
Business Automobile Loans Rate effective as of December 1, 2011 |
||
|
Term
|
Rate
|
Annual Percentage Rate
|
|
12 to 24 Months
|
5.50%
|
5.50%
|
|
25 to 36 Months
|
5.90%
|
5.90%
|
|
37 to 48 Months
|
6.40%
|
6.40%
|
|
49 to 60 Months
|
6.90%
|
6.90%
|
|
Please Note: all loan offerings are subject to credit approval, financing may not be available for certain vehicles, and all quotations are subject to change at the bank's sole discretion. 10% Downpayment Required |
||
| Reverse Mortgage Loan Rates, click here |
