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Silver Savings Certificates of Deposit Rate effective as of July 1, 2008 |
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Term
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Annual Percentage Yield
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6 months
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1.65%
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12 months
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1.75%
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18 months
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1.95%
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30 months
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2.35%
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36 months
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2.45%
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48 months
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3.05%
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60 months
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3.25%
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$10,000 minimum required to open a Silver Savings CD Early withdrawal penalties may apply. |
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Jumbo Certificates of Deposit Rate effective as of July 1, 2008 |
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Term
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Annual Percentage Yield
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30 days
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1.65%
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60 days
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1.75%
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90 days
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1.85%
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120 days
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1.95%
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180 days
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2.05%
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$100,000 minimum required to open a Jumbo CD Early withdrawal penalties may apply. |
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Beyond Interest Personal Deposit Account Rate effective as of July 1, 2008 |
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Monthly Average Balance
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APY
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$20,000 and above
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.30%
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$1,000 - $19,999
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.10%
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Tiered Interest Minimum deposit to open account is $500. Minimum balance to earn interest is $1,000. Monthly Service Fee is $5.00 if balance falls below $500. Fees may reduce earnings on this account. |
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I-Check Checking Personal Deposit Account Rate effective as of July 1, 2008 |
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Montly Average Balance
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APY
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$200,000 and above
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.95%
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$50,000 to $199,999
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.50%
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$10,000 to $49,999
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.25%
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$1,001 to $9,999
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.15%
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Tiered Interest Minimum required to open account and earn interest is $1000. Monthly Service Fee is $7.00 if balance falls below $1,000. Fees may reduce earnings on this account. |
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Star Money Market Account Rate effective as of July 1, 2008 |
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Monthly Average Balance
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APY
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$50,000 and above
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.65%
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$5,000 to $49,999
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.25%
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Tiered Interest Minimum required to open account and earn interest $1,000. Monthly Service Fee is $10.00 if balance falls below $1,000. Fees may reduce earnings on this account. |
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Statement Savings Rate effective as of July 1,2008 |
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Monthly Average Balance
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APY
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More than $40,000
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.55%
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Up to $39,999
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.20%
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| Minimum required to open account is $200. Monthly Service Fee is $7.00 if balance falls below $200. Fees may reduce earnings on this account. | |
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Regular Passbook Account Rate effective as of July 1, 2008 |
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Monthly Average Balance
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APY
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Regular Savings Account
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.25%
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| Minimum deposit of $200 required to open account. Monthly Service Fee is $7.00 if balance falls below $200. Fees may reduce earnings on this account. | |
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Royal Gold Passbook Account Rate effective as of July 1, 2008 |
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Monthly Average Balance
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APY
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More than $100,000
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.55%
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Less than $100,000
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.20%
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| Minimum required to open account is $3,000. Monthly Service Fee is $7.00 if balance falls below $3,000. Fees may reduce earnings on this account. | |
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Current Prime Rate Rate effective as of July 1, 2008 |
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5.00%
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Money Market Business Checking Rate effective as of July 1, 2008 |
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Monthly Average Balance
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APY
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$50,000 and above
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.65%
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$5,000 to $49,999
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.25%
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$1,000 to $4,999
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.20%
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Tiered Interest Minimum required to open account and earn interest is $1,000. Monthly Service Fee is $10.00 if balance falls below $1,000. Fees may reduce earnings on this account. |
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| Mortgage Rates, click here |
| Prime Home Equity Line of Credit Rates, click here |
| Easy Home Equity Line of Credit Rates, click here |
| Fixed Home Equity Loan Rates, click here |
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Automobile Loans Rate effective as of July 1, 2008 |
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Term
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Rate
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Annual Percentage Rate
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12 to 24 months
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6.99%
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6.99%
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25 to 36 months
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7.25%
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7.25%
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37 to 48 months
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7.75%
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7.75%
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49 to 60 months
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7.99%
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7.99%
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| 10% Downpayment Required | ||
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Business Automobile Loans Rate effective as of July 1, 2008 |
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Term
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Rate
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Annual Percentage Rate
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12 to 24 Months
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7.50%
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7.50%
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25 to 36 Months
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8.00%
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8.00%
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37 to 48 Months
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8.25%
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8.25%
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49 to 60 Months
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8.75%
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8.75%
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Please Note: all loan offerings are subject to credit approval, financing may not be available for certain vehicles, and all quotations are subject to change at the bank's sole discretion. 10% Downpayment Required |
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| Reverse Mortgage Loan Rates, click here |
