Personal Savings Account Options:
 This account is designed for you if…Minimum Opening BalanceMonthly Service FeeAnnual Percentage YieldTransaction LimitationsStatements
Statement SavingsYou want a savings account that offers flexible access, including ATM/Debit and Online Banking.$200No fee with daily balance of $200. Otherwise $7.00.Variable interest rate and APY. Higher interest rates earned at $40,000.6*Monthly
Regular PassbookYou want a passbook to track your balance.$200No fee with daily balance of $200. Otherwise $7.00.Variable interest rate and APY.12 withdrawals per quarterNone
Royal Gold PassbookYou want a passbook account that pays a high rate of interest.$3,000No fee with daily balance of $3,000. Otherwise $7.00.Variable interest rate and APY. Higher interest rates earned at $100,000.12 withdrawals per quarterNone

 
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*Under Federal Regulation, transfers from a Savings Account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six per month with no more than three by check, draft or similar order to third parties. If this limitation is exceeded on a regular basis, we are required to convert your account to another account that permits unlimited check writing privileges.