Certificates of Deposit >$250,000
CDARS®, or the Certificate of Deposit Account Registry Service®, is the easiest, most convenient way to access multi-million-dollar FDIC insurance on CD deposits. Click here or call a personal banker at (312) 491-7100 for more information about accessing FDIC insurance on your large balances with CDARS®
Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC.
|
Jumbo Certificates of Deposit |
|
|
Term
|
Annual Percentage Yield
|
|
30 days
|
.10%
|
|
60 days
|
.15%
|
|
90 days
|
.20%
|
|
120 days
|
.25%
|
|
180 days
|
.30%
|
|
$100,000 minimum required to open a Jumbo CD Early withdrawal penalties may apply. |
|
|
Silver Savings Certificates of Deposit |
|
|
Term
|
Annual Percentage Yield
|
|
6 months
|
.30%
|
|
12 months
|
.45%
|
|
18 months
|
.60%
|
|
30 months
|
.85%
|
|
36 months
|
1.00%
|
|
48 months
|
1.25%
|
|
60 months
|
1.45%
|
|
$10,000 minimum required to open a Silver Savings CD Early withdrawal penalties may apply. |
|
South Central Bank Certificates of Deposit
- Interest payment options are available.
- IRAs are available with no minimum balance for both Silver and Jumbo Certificates of Deposit that are used as IRAs
Annual Percentage Yields for all interest bearing accounts are available by phone or on our Online Rate Board.



