These loan rates are for new vehicles in the Chicago metropolitan area.
South Central Bank will finance your new personal auto or family vehicle if you are an established individual with a FICO credit score of 720 or higher, and are investing a 10 percent down payment in your new car. Our loans are limited to current year models, and must be purchased from an established new car dealer in the Chicago metropolitan area.
These are special preferred consumer rates, available to our best deposit customers.
| Term | Rate | Annual Percentage Rate |
| 12 to 24 months | 6.99 % | 6.99 % |
| 25 to 36 months | 7.25 % | 7.25 % |
| 37 to 48 months | 7.75 % | 7.75 % |
| 49 to 60 months | 7.99 % | 7.99 % |
Please Note: all loan offerings are subject to credit approval, financing may not be available for certain vehicles, and all quotations are subject to change at the bank's sole discretion.
Business Auto Loans
South Central Bank will finance business autos, or other business vehicles. These are special preferred commercial banking rates, available to existing business account customers. (Rates do not apply to vehicles used for trucking purposes.)
Term |
Rate |
Annual Percentage Rate |
12 to 24 Months |
7.50 % |
7.50 % |
25 to 36 Months |
8.00 % |
8.00 % |
37 to 48 Months |
8.25 % |
8.25 % |
49 to 60 Months |
8.75 % |
8.75 % |
Please Note: all loan offerings are subject to credit approval, financing may not be available for certain vehicles, and all quotations are subject to change at the bank's sole discretion. |
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